Trustly vs PayPal casinos

Trustly vs PayPal casinos: the quick verdict

If you want to claim a welcome offer and keep things simple, a bank payment such as Trustly usually has the edge: there is no wallet to open, and bank payments are excluded from fewer promotions than PayPal. If you value keeping your bank details away from the casino and want an account you can reuse across sites, PayPal is the stronger tool, provided your casino lists it and you accept that some offers won’t count it. Both are useful; they suit different priorities.

This page sits within our casino comparisons hub and complements the single-method pages on Trustly casinos and PayPal casinos. Everything partner-specific below comes from the casinos’ own help pages or the offer terms we checked on 5 October 2026.

How Trustly works at an online casino

Trustly is a Swedish payments company founded in 2008 that connects you to your own bank. At the casino cashier you pick Trustly, choose your bank, and approve the payment in your banking app or online banking. No card number changes hands and no separate Trustly balance exists: the money moves from your current account to the casino. It belongs to the family of open banking payments, which also covers the various instant bank transfer services.

1. Choose Trustly in the casino cashier and enter the amount.
2. Select your bank from the list shown.
3. Approve the payment in your banking app, using its normal security checks.
4. Return to the casino, where the deposit normally shows within moments.
5. For a withdrawal, request it in the cashier; once approved, it is paid to the bank account used for deposits.

Because the payment comes straight from a bank account, a Trustly deposit also tells the casino whose account paid, which can make identity checks smoother. It also means your bank statement shows the gambling transaction clearly, which some people prefer for keeping track.

How PayPal works at UK online casinos

PayPal works like any e-wallet. You open and verify an account, link a debit card or bank account, and pay the casino from PayPal. PayPal only works with gambling merchants it has approved, so it appears in fewer cashiers than debit cards; when it does appear, it is usually available for withdrawals as well. Whether using PayPal for gambling is lawful is a common question; our answer on whether PayPal can be used for gambling explains the position.

Coral’s and Ladbrokes’ help centres add a condition worth knowing: a PayPal withdrawal needs a PayPal deposit within the previous six months. If you last paid in with PayPal a year ago and have since used a debit card, the cashier will route your payout elsewhere. Our Coral PayPal page covers how that works at Coral.

Trustly, Pay by Bank and why the names get mixed up

Trustly is one brand of bank payment, not the only one. Several casinos run their own service under a generic name such as Pay by Bank, built with a different open banking provider. Coral and Ladbrokes fit that pattern. Both list Pay by Bank for deposits and withdrawals, with a £5 minimum deposit, and Coral’s Pay by Bank help page (opens in a new tab) explains it without naming Trustly. So you won’t find Trustly in their cashiers, but you will find a payment that works in a similar way.

For a Trustly vs PayPal decision, that distinction matters in two ways. First, if your favourite site lists Pay by Bank rather than Trustly, the comparison below still broadly applies. Second, bonus exclusion lists name methods individually, so read the brand names in the terms rather than assuming all bank payments are treated alike. Our page on pay by bank casinos and the pay by bank vs debit card comparison go deeper.

Trustly vs PayPal casinos: which deposits qualify for bonuses?

Bonus eligibility is the biggest practical difference. The table uses the partner offer terms checked on 5 October 2026. Every offer listed is for new customers aged 18 or over, with full terms applying.

Here is what that means with real numbers. Deposit £10 at Coral with PayPal and bet £10 on slots: no spins, because PayPal deposits don’t qualify. Deposit the same £10 with Pay by Bank and bet £10 on slots: the published terms would give 100 spins at 10p, which is £10 of spins to use within 7 days, with no wagering on winnings. The bet is identical; only the payment method changes the outcome. Our explainer on why PayPal can’t be used for a bonus gives the reasons operators cite.

Withdrawal speed: Trustly vs PayPal at UK casinos

Every casino withdrawal starts with the operator’s review. After approval, PayPal is typically very quick because the money moves between two online accounts, while bank payouts depend on the casino’s banking route. No UK rule sets a maximum processing time, so treat any figure as the casino’s own published estimate.

Casumo’s homepage (opens in a new tab) is the clearest contrast: PayPal instantly after approval versus up to five days for a bank payout. Casumo does not publish whether Trustly itself is available for withdrawals, so check the cashier. 10bet’s withdrawal help page (opens in a new tab) shows a smaller gap of one business day. If speed matters most, compare the casino’s approval time first; our guide to how long casino withdrawals take explains the stages.

Minimum deposits, limits and fees compared

Casinos usually set minimums per method. Casumo states £10 for all payment methods, though its bonus needs £20. The Coral and Ladbrokes help centres publish £5 as the minimum for Pay by Bank and Google Pay, and say the general minimum shows in the cashier; both cap a single UK deposit at £2,000. 10bet does not publish a general minimum.

On fees, the two Entain brands state that they charge no withdrawal fees, and Casumo charges £3 on withdrawals under £10. Trustly payments come from your bank, so there is normally no wallet fee layer; PayPal may charge for things like currency conversion, so check its fee page if you play in another currency. A worked example: withdrawing £9 from Casumo costs £3, leaving £6, whichever method you choose; withdrawing £10 costs nothing. See casino payment fees for more.

Is Trustly or PayPal safer for casino payments?

Both are secure when used with a UK-licensed casino. Trustly relies on your bank’s own login and approval, so the security is your bank’s, and no card details are shared. PayPal keeps your bank and card details away from the casino entirely, adding a buffer if a casino account were ever compromised. Turn on two-factor sign-in for PayPal and for the casino.

The privacy trade-off runs the other way. A Trustly deposit shows the casino the name on your bank account; a PayPal deposit shows your PayPal account. Your bank sees both, because Trustly debits your account directly and PayPal top-ups come from your linked card or bank. If you want to stop gambling payments entirely, a bank gambling block is the more reliable tool; the Gambling Commission’s page on blocking gambling payments (opens in a new tab) lists banks that offer one, and our bank gambling blocks page explains how they work.

UK rules that shape Trustly and PayPal casino payments

• Credit cards (since 14 April 2020): no credit card money for gambling, including money routed through a wallet. A PayPal account with a credit card attached must not use that card for casino payments; see the credit card ban.
• Deposit limits (since 31 October 2025): you are prompted to set a financial limit before your first deposit; decreases apply immediately.
• Financial vulnerability checks (since 28 February 2025): a public-record check runs once net deposits pass £150 in a rolling 30 days. Credit-reference assessments were only piloted and are not live.
• Reverse withdrawals (banned since 31 October 2021): you can’t cancel a pending payout to keep playing.
• Identity: casinos must verify you before you deposit and can’t demand ID at withdrawal that they could have requested earlier.

The latest summary of payment-related changes is on our payment rules page.

Which suits you: Trustly or PayPal?

Where to use Trustly or PayPal: closest partner offers

No partner runs an offer built specifically for Trustly or PayPal users. Casumo is the nearest match because its site names both as deposit methods. Its welcome offer, for new customers aged 18+ who opt in, is a 50% bonus up to £100 on a first deposit of at least £20; the bonus must be wagered 10x within 7 days, with a £5 maximum bet while it is active, and game, play and payment restrictions apply. A £60 deposit, for example, adds a £30 bonus with £300 of wagering. See the latest Casumo offer.

Coral is the bank-payment route: 18+ new players who deposit with a qualifying method and bet £10 or more on slots get 100 free spins at 10p each on selected games, to accept within 48 hours and use within 7 days, with no wagering on winnings. The offer runs from 1 October 2026 to 1 February 2027; PayPal deposits don’t qualify. Details are on the latest Coral offer page. Gambling costs money, so set a limit before you start.

18+. Gambling should be entertainment that costs money, not a way to make it. Set a deposit limit before you play: how to set deposit limits. Free, confidential help: National Gambling Helpline 0808 8020 133.