Caribbean Stud Poker is a five-card stud game played against the dealer: you post an ante, look at your five cards, then fold or raise twice the ante. The dealer needs ace-king or better to qualify, and raises are paid on a scale from 1:1 for a pair to 100:1 for a royal flush. The house edge is about 5.22% of the ante. Full rules and maths, checked 20 October 2026.
You get five cards and one decision: fold the ante or raise twice the ante.
If the dealer doesn’t have ace-king or better, you win only the ante, even with a big hand.
Raise payouts scale from 1:1 (pair) to 100:1 (royal flush) when the dealer qualifies and you win.
At about 5.22% of the ante, the house edge is higher than Casino Hold’em or Three Card Poker’s Ante game.
Cards
Five each, no draws
Bets
Ante, then Raise at 2x the ante
Dealer qualifies
Ace-king or better
Top raise payout
100:1 for a royal flush
House edge
About 5.22% of the ante
Live side bets (Evolution)
5+1 Bonus, Progressive Jackpot
What Caribbean Stud Poker is
Caribbean Stud Poker is one of the oldest house-banked poker games still found in UK online casinos. It uses standard five-card poker hand rankings, but there are no community cards, no draws and no opponents other than the dealer. You see all five of your cards at once and make one call: fold or raise. That makes it simpler than Casino Hold’em, where the flop and the river add drama, and slower-paced than Three Card Poker.
Its appeal is the raise pay table, which rewards strong hands generously, plus side bets with large top prizes. Its drawback is the qualifying rule, which can turn a great hand into a small win. Both are explained below. For the full range of card games, visit our casino games hub or the online table games guide.
How to play Caribbean Stud Poker, step by step
Place an ante within the table limits, plus any optional side bet such as the 5+1 Bonus or Progressive Jackpot where offered.
You receive five cards face up to you; the dealer receives five, usually with one shown.
Decide whether to fold, losing the ante, or raise by placing a bet equal to twice the ante.
The dealer reveals the remaining cards.
If the dealer’s hand is below ace-king, the dealer doesn’t qualify: your ante pays 1:1 and your raise is returned.
If the dealer qualifies, the better hand wins. A winning player is paid 1:1 on the ante and on the raise according to the pay table.
Side bets are settled on their own rules, usually on your five cards.
Online, the fold or raise decision runs on a timer, and not acting usually counts as a fold. Check how your table treats this in its help screen.
How Caribbean Stud bets are settled
Ante and raise outcomes
Situation
Ante
Raise
You fold
Lost
Not placed
Dealer doesn’t qualify (below ace-king)
Pays 1:1
Returned
Dealer qualifies, you win
Pays 1:1
Paid per the raise pay table
Dealer qualifies, dealer wins
Lost
Lost
Dealer qualifies, exact tie
Returned
Returned
The non-qualifying dealer is what most players remember about this game. If you raise holding a flush and the dealer shows queen-high, you collect only the ante at even money; the raise is handed back. That outcome is part of how the house keeps a larger edge than in many other table games.
Caribbean Stud Poker raise payouts and hand odds
This is the standard raise pay table used in most versions, alongside the chance of being dealt each hand in five cards from a 52-card deck.
Standard raise pay table
Your hand
Raise pays
Chance of being dealt
Royal flush
100:1
About 1 in 649,740
Straight flush
50:1
About 1 in 72,193
Four of a kind
20:1
About 1 in 4,165
Full house
7:1
About 1 in 694
Flush
5:1
About 1 in 509
Straight
4:1
About 1 in 255
Three of a kind
3:1
About 1 in 47
Two pair
2:1
About 1 in 21
One pair or ace-king
1:1
Pair about 1 in 2.4
Land-based tables sometimes cap the total paid on a raise. Online versions vary, so look for any maximum payout in the help screen before betting larger amounts.
Worked Caribbean Stud examples with a £5 ante
A raise adds £10, so each raised hand puts £15 at stake.
Flush, dealer doesn’t qualify. The dealer finishes with queen-high. Your ante pays £5 and your raise is returned. Net +£5.
Flush, dealer qualifies with a pair of threes. Ante pays 1:1 (+£5) and the raise pays 5:1 (+£50). Net +£55.
Pair of jacks, dealer has two pair. You lose the ante and raise. Net −£15.
Ten-high, no pair. You fold. Net −£5.
Two pair, dealer qualifies with ace-king. Ante pays £5 and raise pays 2:1 (+£20). Net +£25.
The gap between the first two examples, £5 against £55 for the same hand, is the game in miniature. Whether the dealer qualifies matters as much as the strength of your cards.
When to raise: Caribbean Stud Poker strategy
Optimal strategy depends on all five of your cards and the dealer’s visible card, but a short version gets very close.
Raise with any pair or better.
Fold any hand weaker than ace-king high.
Treat ace-king high hands as close decisions; published strategies raise some of them depending on your other cards and the dealer’s upcard, and the difference between raising and folding them is small.
Never raise on a hope that the dealer won’t qualify; a non-qualifying dealer only pays the ante.
Strategy can trim the edge to its minimum, about 5.22% of the ante, but not remove it. The expected value definition explains how each decision is compared, and our guide to casino odds explains why a skill element doesn’t make a game beatable.
Caribbean Stud house edge compared with other poker tables
Measured against the ante, Caribbean Stud’s house edge is about 5.22% with optimal play. Measured against all money wagered, including raises, it is about 2.56%. The ante figure is the useful one for budgeting: with a £5 ante, the expected cost is roughly 26p a hand, or about £26 over 100 hands, before any side bets.
House-banked poker games compared (standard tables, optimal play)
Game
Dealer qualifies with
House edge (of ante)
Decision
Caribbean Stud Poker
Ace-king or better
About 5.22%
Fold or raise 2x after seeing 5 cards
Casino Hold’em
Pair of fours or better
About 2.16%
Fold or call 2x after the flop
Three Card Poker (Ante)
Queen-high or better
About 3.37%
Fold or play 1x after 3 cards
If cost per hand matters most, Casino Hold’em is the cheapest of the three. Caribbean Stud’s higher pay table on strong hands is what you are paying for. Our lowest house edge games guide covers the full range.
Caribbean Stud side bets: 5+1 Bonus and the progressive jackpot
Evolution’s live Caribbean Stud table offers two optional side bets. The 5+1 Bonus is an optional bet paying up to 1,000 to 1, with its qualifying hands listed on the help screen. The Progressive Jackpot bet pays a progressive top prize for a royal flush and fixed prizes for three of a kind up to a straight flush.
Progressive side bets in this game usually return much less than the main bet unless the jackpot has grown very large, and the top prize needs a royal flush, dealt about once in 649,740 hands. If you choose a side bet, treat it as a small, fixed extra. Our pages on side bets and progressive jackpots explain why these wagers carry a higher cost.
UK rules for online Caribbean Stud Poker
Since 17 January 2025, the Gambling Commission has applied game design rules to non-slot online casino games, including house-banked poker. RNG Caribbean Stud must allow at least 5 seconds per game cycle, autoplay is banned, you can’t play several games simultaneously, and your net position and time played must be visible. The changes were confirmed in the Commission’s speed of play decision (opens in a new tab) and sit in its technical standards (opens in a new tab). Our game design rules page explains each one.
There is no legal stake cap on table poker; the £5 and £2 limits apply to online slots. You must be 18 or over and verified before you can play, and since 31 October 2025 you are prompted to set a financial limit before your first deposit. Our page on deposit limit rules explains how limits work.
Myths about Caribbean Stud Poker
“Raise everything to catch non-qualifying dealers”
Raising weak hands risks three units to win one when the dealer misses, and loses all three when the dealer qualifies with anything better. It raises the house edge.
“The progressive jackpot is due”
Every hand is dealt from a fresh shuffle. A jackpot growing large doesn’t make a royal flush more likely; see the gambler’s fallacy.
“It’s poker, so skill beats the house”
You face fixed payouts, not opponents who make mistakes. Good decisions keep the edge low but don’t reverse it; can you win money at online casinos? covers the bigger picture.
Where to play Caribbean Stud Poker in the UK
Choose a casino licensed by the Gambling Commission, and look up its licence using our guide on how to check a casino licence. We don’t confirm which partners list Caribbean Stud tables on a given day, so search the live and table game lobbies and read the pay table first; the PlayOJO live casino page describes that lobby. For free, confidential support at any hour, contact the National Gambling Helpline on 0808 8020 133 or GamCare’s live chat (opens in a new tab).
These welcome offers aren’t tied to Caribbean Stud; all are for new customers aged 18+, and terms apply. Casumo pays a 50% bonus up to £100 on a first deposit of £20 or more after you opt in; the bonus must be wagered 10x within 7 days, the stake limit with a live bonus is £5 per bet, and some games, play styles and payment methods are restricted. PlayOJO credits 80 free spins worth 10p each on Big Bass Bonanza after a first deposit of £10 or more made through its offer link, and any winnings are cash with no wagering; Northern Ireland is excluded. Coral’s new-player offer gives 100 free spins at 10p each on selected slots when you deposit and bet £10 or more on slots, to be accepted within 48 hours and used within 7 days, with no wagering on winnings and some deposit types excluded.
None of our partners offers a Caribbean Stud promotion. Casumo’s 50% match is bonus money with game restrictions, so check whether table poker counts; PlayOJO and Coral give slot spins.
Significant terms: 18+. New customers only. Opt-in required. 50% deposit bonus up to £100 on first deposit. Minimum deposit £20. 10x wagering on the bonus amount. Maximum bet or spin £5. Bonus valid for 7 days. Game, play and payment method restrictions apply. Full T&Cs apply. GamCare.org.uk
Read the Casumo reviewLicence: Recro Limited, UKGC account 61549. Offer checked 5 October 2026.
Significant terms: 18+. New UK customers (excluding Northern Ireland). First deposit only. Minimum deposit £10. 80 free spins on Big Bass Bonanza, £0.10 each. No wagering requirements; winnings paid in cash. Cannot be used with any other offer. Only available to players who arrive through the designated offer link. Full T&Cs apply. GamCare.org.uk
Read the PlayOJO reviewLicence: Skill On Net Limited, UKGC account 39326. Offer checked 5 October 2026.
Significant terms: 18+. New players only. Offer runs 01/10/2026 to 01/02/2027. Deposit (certain types excluded) and bet £10+ on slot games to get 100 free spins (selected games, £0.10 each, 48 hrs to accept, valid 7 days). No wagering on free spin winnings. Deposits by Neteller, PayPal, Paysafe, Skrill, prepaid cards and certain debit cards do not qualify. Restrictions and T&Cs apply. GamCare.org.uk
Read the Coral reviewLicence: LC International Limited, UKGC account 54743. Offer checked 5 October 2026.
18+. Gambling should be entertainment that costs money, not a way to make it. Set a deposit limit before you play: how to set deposit limits. Free, confidential help: National Gambling Helpline 0808 8020 133.
Frequently asked questions
How do you play Caribbean Stud Poker?
You place an ante and receive five cards, as does the dealer. After looking at your hand, you either fold and lose the ante, or raise with a bet of twice the ante. The dealer then shows their hand. If it is below ace-king, the dealer doesn’t qualify, your ante pays 1:1 and the raise is returned. When the dealer qualifies, the better hand wins, and a winning raise is paid by the pay table up to 100:1. Our online table games guide explains the wider family of games.
What is the house edge in Caribbean Stud Poker?
About 5.22% of the ante with optimal strategy, or about 2.56% of all money wagered including raises. That is higher than Casino Hold’em at about 2.16% of the ante and Three Card Poker’s Ante game at about 3.37%. In practice, a £5 ante costs around 26p per hand on average, before any side bets. Individual sessions can swing far from that. Check your table’s help screen for its stated RTP. Our house edge explainer and best odds casino games guide explain the comparison.
What does the dealer need to qualify in Caribbean Stud?
Ace-king or better. That means the dealer’s hand must contain at least an ace and a king, or any pair or higher. If it doesn’t, the dealer fails to qualify: your ante wins at 1:1 and your raise is returned, however strong your hand. Once the dealer qualifies, hands are compared and the raise is paid according to the pay table when you win. This stricter qualifier is a major reason the house edge is higher than in Casino Hold’em, where the dealer needs only a pair of fours.
When should you raise in Caribbean Stud Poker?
Raise with any pair or better, and fold hands weaker than ace-king high. Hands with exactly ace-king are close decisions that depend on your other cards and the dealer’s visible card; published strategies raise some of them, but the difference either way is small. Avoid raising weak hands in the hope that the dealer misses, because you risk three units to win one. Following this approach brings the house edge near its minimum. See casino odds explained for how decisions affect long-run cost.
Why did I only win the ante with a flush?
Because the dealer didn’t qualify. In Caribbean Stud, if the dealer’s hand is below ace-king, every player who raised is paid 1:1 on the ante only, and the raise is returned unpaid, regardless of hand strength. The raise pay table, 5:1 for a flush, only applies when the dealer qualifies and you win. This rule frustrates many players, but it is part of the published rules and is reflected in the game’s RTP. Our Three Card Poker page explains a similar rule with a lower qualifier.
Is the Caribbean Stud progressive jackpot worth playing?
Usually not on value. The progressive side bet pays its top prize for a royal flush, which arrives about once in 649,740 hands, plus smaller fixed prizes for three of a kind and better. These bets typically return much less than the main game unless the jackpot is unusually large. If you enjoy the chance of a big prize, keep the side bet small and count it in your budget. Our guides to progressive jackpots and what happens when you hit a jackpot explain how they work.
Can I play Caribbean Stud Poker live in the UK?
Yes, where your casino carries it. Evolution supplies live Caribbean Stud Poker to UK-licensed casinos, with the ace-king qualifier, a 5+1 Bonus side bet paying up to 1,000 to 1, and a Progressive Jackpot side bet. A real dealer deals from a physical deck, and you choose to raise or fold within a timer. RNG versions are also available at some sites, often with lower minimum stakes. Check the lobby and help screen. Our live casino page explains how live tables are run.
How is Caribbean Stud different from Casino Hold’em?
In Caribbean Stud you get five private cards and decide once; in Casino Hold’em you get two hole cards plus shared community cards and decide after the flop. Caribbean Stud’s dealer needs ace-king to qualify, while Casino Hold’em’s needs a pair of fours. The raise in Caribbean Stud pays up to 100:1 on a royal flush, whereas Casino Hold’em pays bonus odds on the ante. The house edge is about 5.22% of the ante against about 2.16%. Our Ultimate Texas Hold’em page covers another community-card option.
Does the UK 5-second rule apply to Caribbean Stud?
Yes, on RNG versions. Since 17 January 2025, non-slot online casino games, including house-banked poker, must allow at least 5 seconds per game cycle. Autoplay is banned, multiple simultaneous games are not allowed, and the game must show your net position and time played. Live tables run more slowly anyway, but the display rules still apply. Peer-to-peer poker is excluded. Our table game speed rules page explains the dates and what counts as a game cycle.
Where can I get help if I’m playing too much?
The National Gambling Helpline, run by GamCare, is free, confidential and open 24/7 on 0808 8020 133, with live chat as well. At your casino, you can set deposit limits, use reality checks or take a time-out. GAMSTOP lets you self-exclude from all UK-licensed gambling websites and apps at once, and the NHS runs specialist gambling clinics. Our guides on how to use GAMSTOP and signs of problem gambling explain the first steps.
Gambling can be addictive. Free, confidential help is available 24 hours a day from the National Gambling Helpline on 0808 8020 133. Get free support from GamCare or NHS gambling support, or block yourself from all UK-licensed gambling sites with GAMSTOP.
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